How does this affect you? Whilst you can read more about the changes here www.mlc.com.au/ownership from a practical standpoint nothing will change. It’s important to remember that the MLC Navigator platform is  largely a technology solution. As the new merged entity will be the largest platform business in the country, we hope this would provide some scale benefits going forward. However, as always we constantly scan this space for better, more competitive products – and if one emerges we would certainly let you know and if appropriate we would recommend you change.