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About Graham Financial
Based in Toowoomba Queensland, Graham Financial is a locally owned boutique financial planning practice that operates under its own Australian Financial Services Licence (AFSL).
Ben Graham and Martin Webb are the Partners and Principal Advisers of Graham Financial where they also hold key positions on the firm’s Investment Committee. With Ben and Martin each holding the Certified Financial Planner®
Practitioner designation, Graham Financial is classed as an approved Financial Advice Association Australia (FAAA) Professional Practice. This designation is reserved for only the highest calibre financial planning practices.
Our Graham Financial authorised representatives are Ben Graham, Martin Webb and Jody Dening. All our financial planners have a commitment to the highest professional and ethical standards, with a continued dedication to education.
Ben Graham and Martin Webb specialise in helping people prepare for retirement and those already in retirement. Jody Dening specialises in personal insurance advice, helping clients protect what matters most. While each of our advisers brings deep expertise in specific areas, they all provide comprehensive, holistic financial advice tailored to your unique goals and circumstances.
We have an enviable reputation for delivering outstanding service and outcomes for our clients through our business acumen, sound approach to investing, and core values that place our clients’ best interests at the heart of every decision we make.
Meet the Team

Australian Financial Services License (AFSL) #327520
Our Values
We live in a world that is constantly changing.
Experience Our Difference
Monitoring and being able to adapt to these changes is paramount. With this ever-changing backdrop, it is our values that have formed the foundation of our business from its inception and what continues to set us apart.
Whether you are a current, former or future client, the values that you can expect to see demonstrated by Graham Financial are:
- TRUST
- COMPETENCE
- HONESTY
- FAIRNESS
- DILIGENCE
Compromising one value for another is not acceptable to us.
What value is honesty without competence or trust without diligence?
We know the importance of taking a holistic view across all five of these values and use this as the framework to underpin all our decisions.