My father introduced me to Graham Financial when I was 24 years of age and thought that I would get on well with Gordon. I started investing small amounts each year as I finished my trade and into employment. Basically, just letting things grow. Cathy and I continued investing after we were married. Martin came on board with Graham Financial and he phoned us to organise a meeting. His country background and his legislative background of working in Government in Canberra were a great combination for us. Martin’s understanding of the big picture but also his ability to simplify and explain the often complex information of the financial planning industry has been valuable to us.

I have complete trust in the management of our portfolio and know that Martin will make the necessary changes to align with our goals and contact us if he has suggestions on what we need to do. He always follows up and makes himself available to answer our questions. We are not too far from retiring now and we have been happy to see our investments blossom over the years. 

I met Gordon many years ago through a high-profile television industrial development debate where we were on opposing sides. I knew he was a Financial Adviser and I had recently gone through a difficult time and needed some help. Gordon had just started his business in 1985 and I went to see him. He guided me through this period with care and understanding. It was the beginning of a business relationship which has now spanned 35 years.

When Graham Financial changed hands and Ben became my adviser, I will admit that I was a little hesitant, as Ben seemed quite young and I wasn’t sure how it would go. These concerns were alleviated by Ben’s knowledge of the financial planning industry, his understanding of the ever-evolving world financial situation and the ease in which we were able to build a strong partnership.

Ben is always professional and his ability to educate me along the way has been extremely valuable. He is genuine, modest and his values of honesty and integrity fit with my own value system.

I have been through the 17% interest rates, recession, the Global Financial Crisis and now the COVID pandemic with Graham Financial and I know there is nowhere else I would rather be. The thought of changing advisers has never crossed my mind.  

Since I was 19 years of age, I had a specific dream and Ben has helped me turn that dream into a reality. I am eternally grateful to the Graham Financial Team.

Having been burned badly by our previous financial advisors, who literally worked our portfolio for their own financial benefit and not ours, we decided to manage our accounts without any financial advisor.

We did alright for a few years but when we were introduced to Graham Financial we decided it was time to engage a professional team who are continually up to date with the complexities of the ever changing finance world. What could it hurt to listen to another professional spruiking their business!?

Our first meeting was extremely productive as Martin communicated in depth but at our level of understanding.  For us it was natural to be sceptical and we put Martin through what could only be described as a long interrogation. It is a testament to Martin and his team that they actually took us on as clients and we are forever grateful that they did. Our accounts are now balanced, directly aligned with our investment objectives and constantly managed to maintain our profile.

Having been with Graham Financial for several years now our only regret is that we didn’t engage them earlier. Their advice is well rounded, backed with sound research and most importantly with a complete understanding of our specific requirements. 

My wife Jenny and I joined Graham Financial in 2009.

Our experience with Ben Graham and his staff since then has been an exceptionally good one. Firstly, we enjoy the boutique style of the firm where clients meet with either Ben, or his partner Martin Webb, face to face for our meetings. The culture is that each client deserves the very best advice, attention and respect and that financial advice is tailored to their individual requirements and not just a broad-brush approach.

We are impressed with Graham Financial's research resources and Ben's personal association with a range of senior fund managers and top economic specialists.

Graham Financial fill all our needs for advice and management of our super funds and investment portfolio and consider ourselves fortunate to have the firm so conveniently situated for us in Toowoomba.

I am indebted to Martin for a recent consultation which was necessitated after an unexpected organisational restructure at my workplace, meaning my 26 year career was at risk. I had planned to work for another 2-3 years, but it looked like I might have to bring my retirement forward and I had no idea if my self managed super fund was in a position to fund this change of plans.

Martin produced two scenarios for me to consider with a step by step explanation (not in ‘accountant speak’) of how I could achieve an earlier retirement and what the overall financial plan would look like.

I’m sure there are many people like me in their 60’s who wish they had started their retirement planning earlier, but I left Martin’s office with a clear picture of the way forward and my anxiety was replaced with optimism, and an easy night’s sleep, knowing that he had a measured plan in place which I could now rely on, despite these uncertain times.

My husband and I had been on the receiving end of previous financial advice that cost a fortune and left us out of pocket, disillusioned and unsure of who to trust.

We met with Martin several years ago, unfortunately for us we were not ready to make the necessary commitments to take the bull by the horns and take responsibility for our finances.

With less than 5 years to retirement we realized that the time to act was now!

We reconnected with Martin, and he produced a plan of action. We have followed his recommendations to the letter, and this has now put us in a financial position beyond our expectations in a very short time.

Martins work with us has given us a peace of mind and sense of confidence that we will be safe and in control in retirement. 

I highly recommend his services to all.