Independently owned Toowoomba financial planners since 1985.

Graham Financial is an independently owned boutique financial planning practice based in Toowoomba since 1985. We are dedicated to providing truly personalised service of the highest quality. This dedication means that our clients are not just from the local area, but throughout Australia and around the world.

Unlike the majority of financial planning practices, we are not owned by a financial institution. Rather, Graham Financial holds its own Australian Financial Services License (AFSL) #327520.

Our decision to operate in this manner was simple, our clients’ interests. Having our own AFSL means that Graham Financial is not limited to recommending investments or services determined by a third party. It also means that no financial institution can pressure or influence us to recommend their products or services.

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